Is Debt Inevitable?

There are three things in life I want to avoid: debt, pregnancy, and abusive relationships. The latter two aren’t a problem. The first? Apparently impossible.

I already have a small debt from attending college previously, and I want to avoid more, but it seems that may be the only way I can get anywhere. I genuinely want to attend school again, especially since it’s supposed to heighten the chances of finding work, but if all it earns me is crippling debt I can never pay off and I end up exactly where I started, I’ll end up kicking myself into outer space.

The number of people I’ve heard of who return to school again and again in an attempt to better their career chances honestly frightens me. My own mother has been attending school since I was fifteen years old, and she still has yet to hold even one job. My ex (if you can call someone you had a one-month relationship with that) is 28 and has been to school multiple times, and has gone through several different jobs. He once told me he’d join the military as a last resort. I’m not going that far!

It doesn’t help that the only things I have a chance in could hardly be considered lucrative. They may be worth a shot, but if I fail, I’m out of luck and no amount of learning will make tens of thousands of dollars of debt disappear.

It seems debt is an inevitable part of adulthood. If I avoid it, I’ll never get anywhere. If I risk it, I may end up even worse than I was before, not to mention wanting to slam my head for being so freaking useless as an adult!

This is really the only thing holding me back. $3,500 is nothing compared to the debt most people have, and I can’t even pay that! There’s no way I deal with $50,000 or whatever I could potentially end up with.

There are a lot of people who say “think positive” in regards to situations like this and it honestly just makes me want to tell them to go screw themselves. Not because I hate optimism, but because “thinking positive” has led to nothing but trouble. It’s how my mom ended up with me, for crying out loud, and that certainly didn’t end well!

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